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December 2014 Income/Expenses

December 2014 Income/Expenses

It’s the end of the month which means time for this month’s Income/Expenses! My company has a policy of paying salary before christmas so I have tried to do the calculations ignoring this early payment. This month has seen me neglect my online commitments slightly as I’ve been busy seeing family etc over the holiday season. Tomorrow is a new year and a new challenge to work towards that early retirement! Google Analytics tells me we had just over 3000…

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Why is it easier to spend money we don’t have?

Why is it easier to spend money we don’t have?

It’s been an interesting week in the world of ERG. For the first time in my life I’ve been calculating how to spend money I don’t actually have. Typically when we think of people spending money they don’t have, we imagine those taking on debt or diverting funds away from other expenses in order to fund luxury and non-essential purchases. However in my situation it has been spending money which will potentially be owed to me in the future.. and…

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November 2014 Income/Expenses

November 2014 Income/Expenses

It’s payday today which means the shops have been heaving and the pubs will be merry tonight. But more exciting than all of that is this month’s Income/Expenses! This past month has seen me start on my first semi-long term project at work. While this has meant an hour drive each way.. all of that is expensed by the company and so I’m not left out of pocket. Additionally I now have to begin picking my permanent company car which…

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We make our own luck

We make our own luck

Last week I had an old school friend who I hadn’t seen for the past year over for dinner. This was one of the friends I had had a house share with when I moved back to the UK and started working full time. We havn’t really seen each-other since I moved in with my girlfriend and bought a house together at the start of this year.  While it was good to see him again and catch up about how…

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October 2014 Income/Expenses

October 2014 Income/Expenses

It was payday yesterday which means I missed the regular slot for posting this! Apologies for that, however with the miracle of online banking I am still able to pull up all the records. This past month has seen me start a new job and become on of those commuters who sits in traffic for hours on end. Fortunately both the car and petrol are funded by my company so I’m not left out of pocket financially.  With all the…

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Suited and Booted

Suited and Booted

Last week I spent a majority of the time cleaning out my desk place and returning the mountains of equipment into it’s correct place. Despite my frugal and minimalist aiming lifestyle at home.. I’m the complete opposite at work: All around my desk were piles of electronic equipment, half built laptops and discarded components. I have a terrible habit at work of trying to do too much at once and letting things pile up around me. Not anymore: It’s time…

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October Challenges

October Challenges

It’s October! Which means the nights are getting darker and it’s getting a hell of alot colder each morning on the ride into work. Last month I made a huge decision when I quit my job and so now have just 7 working days left at my current place. It’s going to be very sad to leave after 5 years, however I know the time was right and I’m excited about the new challenges and opportunities the new place will…

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I just quit my job

I just quit my job

Big news from the life of EarlyRetirementGuy this week is that I’ve quit my job! No, this wasn’t some heat of the moment walkout during a particularly bad performance review, but a much thought out and pre-planned action as a result of the discussions around my post last month and future career aspirations. It took me a long time to come to this decision, and was one of the hardest I’ve had to make in a long time. Several lifestyle…

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September 2014 Income/Expenses

September 2014 Income/Expenses

It’s payday tomorrow which means time for the monthly report! This blog has been going for a full 3 months now and the time has really flown past. This month has seen a huge spike in traffic, primarily due to my ‘Essential’ items I’ve never bought article being featured on a recommended reading list from one of the UK’s leading personal finance blogs. So I’d like to take this opportunity to give a huge thanks to Kraig, TFS, Monevator, Wade…

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Financial mistakes I’ve made

Financial mistakes I’ve made

Over the weekend we’ve had a huge influx of new readers due to my ‘Essentials’ I’ve never bought post being featured on a couple of weekend reading lists by other bloggers. A big welcome to all of our new readers and I hope a few of you will stick around and join in with the conversation in the comments sections. Don’t forget to subscribe using the form over to the right!   To follow up on this, I thought it…

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