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Category: Personal

2019 A Year in Review

2019 A Year in Review

2019 has been a very long year for me, filled with incredible highs and lows as we welcomed a new addition to the family and said goodbye to another. Personally it is a year I will never forget and one that has kept me very busy. Financially however the year was very boring, so much so that I’ve neglected to update this site for many months.  I maintain my view that good personal finance is boring as hell and I’m…

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Well now, this changes everything

Well now, this changes everything

It seems life over the past year or so has been chugging along like an old steam train passing through the vast plains of the old American west. Occasionally it might approach a bend, or need to stop at a dusty wooden built town, but inevitably the steam cloud starts rising again and onward the train goes without much change of pace or purpose. This has been my life for the past couple of years; everything has been on autopilot…

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Getting fit with accountability

Getting fit with accountability

Gyms suck, I can’t stand them. Something about the bright lights, pumping music, mirrors everywhere and a whole host of machines I don’t know how to fully operate properly totally puts me off. I’ve tried them, but I hate them. It’s not just the surroundings, its the sheer mind numbing boredom of running on the same spot staring at a wall which has forever secured my hatred of gyms and why I’ll never waste another 6 months worth of subscriptions…

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Financial Thoughts From Florida

Financial Thoughts From Florida

We are back! Thank you to everyone who commented or emailed over well wishes for the wedding & honeymoon. We had a lovely day which absolutely flew past and a nice long honeymoon out in the baking Florida sun experiencing all the theme parks and unhealthy food. We’ve came back tired, fatter and quite a bit poorer but very happy for the memories made. I thought I’d share with you some of the financial thoughts from our time away in…

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(late) 2016 annual accounts

(late) 2016 annual accounts

I was pretty ill over towards the end of 2016 with bronchitis so didn’t get round to doing an annual sum-up back then. Instead I’ll look at the 12 months from Jan 2016 – Jan 2017. Here’s a late and brief summery:   Total income for this year was: £73,177.17 Total expenses for this year was: £32,577.26 Of that total expenses, £9,909.91 was wedding related so can be written off (assuming I don’t get married again!). Total expenses less wedding…

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Side Hustles update 2017

Side Hustles update 2017

I’ve been meaning to write this post for a while now however have struggled to find the time or energy to do so. Looking back on my post history, I was somewhat shocked to see that I haven’t actually written anything other than the monthly income/expenses for almost 9 months! What the hell have I been doing over all that time? Back in November/ December 2015 time I spoke about attending the FIRE Escape meetup and having a long chat…

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Goodbye 3 hour drives on the M25

Goodbye 3 hour drives on the M25

This morning I rang up my manager and told him that I’d be sending over my resignation letter. This wasn’t the first time I’d left a job but I was still nervous about how he would react. I explained to him that while I appreciated all of his support and enjoyed working on the various different projects over the past 18 months it had become clear that I would never ‘get used’ to the long commutes and never really being…

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Working out the value of your time

Working out the value of your time

It’s been a long time since I’ve written a proper post for this site which wasn’t just the monthly breakdown of income/expenses.  Infact it’s been pretty much the exact same length of time that I’ve been heavily investing money and time capital into my main side incomes of matched-betting and kindle publishing. While both of these have so far been achieving returns far beyond my initial expectations, it has lead to an awkward situation whereby I’ve begun calculating time not…

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Winter Work Woes

Winter Work Woes

It’s December! Christmas lights are on, the shops are heaving and people start getting excited about eating far too much. Now I’m obviously not one for giving in to the mass commercialisation that Christmas is in this country, nor do I act the scourge, however this year I’ve noticed an even worse dampening of mood as the days get shorter and very much colder. You see, I’ve had the misfortune of being assigned to cover a colleague’s project for the…

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I just made my biggest investment

I just made my biggest investment

For the past few months now I’ve been slowly increasing my cash in bank holdings in anticipation of a large investment to come. Back in August it was my partner and I’s 5th year anniversary of boyfriend & girlfriend. We first got together just over 5 years after my 18th birthday and so I set about calculating the date at which I’d begin to have spent the majority of my adult life with her. That date was 14/11/2015. And so…

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